The responsibility of caring for your aging parents may be overwhelming on your budget. However, federal, state and even local governments have developed senior care financial assistance programs to ease your burden. Most of these programs are easy to apply online. Here is a list of some of the programs you can take advantage of depending on individual status.
Medicare- this program offers more than Part A and Part B medical and hospital insurance options. It allows the premium for elderly people aged over 65 years to be deducted from their monthly benefits. The monthly premium is also subsidized for parents considered to be in the low income bracket. This provides numerous options to save on monthly expenditure.
Social Security- besides the common benefits, parents who accumulate their social security from the lower paying jobs are given relief. The initiative is under the Supplementary Security Income through which such an elder would get a higher amount. The federal government administers the program but collaborates with the state in some areas.
Administration on Aging- this is the body mandated with handling all affairs concerning the elders. They have excellent programs include protection against abuse, counseling, enhancement of long term care as well as legal assistance. Information to families and elders is provided through a banner on their website with clear directions on how to benefit from their services.
Department of Veteran Affairs/VA- it offers incredible benefits to elderly ex-soldiers. The benefits for veterans with disabilities can be increased in case the condition worsens over time. The program covers hospitalization, prescription and medication, among other areas. Pension plans and VA compensation plans are also worth considering.
Health Insurance Portability and Accountability Act or HIPPA- it provides rules of engagement and restrictions on discussing medical records and conditions with the physician. This should be a concern because it will hinder you from taking otherwise beneficial steps. The parent should designate the care giver to undertake such responsibilities. It should be sort early enough before the condition gets complicated.
US State Department of Justice- it is responsible for the execution of the Americans With Disability Act. This act provides privileges to the disabled to ensure that they have universal access to services at all levels. They provide publications that are free to access on their website that can be very helpful in your daily endeavors.
Food and Drug Administration- your elderly parent could be taking up to five drugs for different conditions. In some cases, they are prescribed by different doctors. It helps to know each of them, their purpose in the body and side effects. The administration offers information on each including ingredients, mission, dosage and side effects.
Other initiatives worth considering are the office of your senator who is mandated to have a specialist staff to handle elder affairs, the congressional representative as well as local agency tasked with elder affairs. Each case is handled based on its own merit. Examine the options available and take advantage of the provisions of each.
Medicare- this program offers more than Part A and Part B medical and hospital insurance options. It allows the premium for elderly people aged over 65 years to be deducted from their monthly benefits. The monthly premium is also subsidized for parents considered to be in the low income bracket. This provides numerous options to save on monthly expenditure.
Social Security- besides the common benefits, parents who accumulate their social security from the lower paying jobs are given relief. The initiative is under the Supplementary Security Income through which such an elder would get a higher amount. The federal government administers the program but collaborates with the state in some areas.
Administration on Aging- this is the body mandated with handling all affairs concerning the elders. They have excellent programs include protection against abuse, counseling, enhancement of long term care as well as legal assistance. Information to families and elders is provided through a banner on their website with clear directions on how to benefit from their services.
Department of Veteran Affairs/VA- it offers incredible benefits to elderly ex-soldiers. The benefits for veterans with disabilities can be increased in case the condition worsens over time. The program covers hospitalization, prescription and medication, among other areas. Pension plans and VA compensation plans are also worth considering.
Health Insurance Portability and Accountability Act or HIPPA- it provides rules of engagement and restrictions on discussing medical records and conditions with the physician. This should be a concern because it will hinder you from taking otherwise beneficial steps. The parent should designate the care giver to undertake such responsibilities. It should be sort early enough before the condition gets complicated.
US State Department of Justice- it is responsible for the execution of the Americans With Disability Act. This act provides privileges to the disabled to ensure that they have universal access to services at all levels. They provide publications that are free to access on their website that can be very helpful in your daily endeavors.
Food and Drug Administration- your elderly parent could be taking up to five drugs for different conditions. In some cases, they are prescribed by different doctors. It helps to know each of them, their purpose in the body and side effects. The administration offers information on each including ingredients, mission, dosage and side effects.
Other initiatives worth considering are the office of your senator who is mandated to have a specialist staff to handle elder affairs, the congressional representative as well as local agency tasked with elder affairs. Each case is handled based on its own merit. Examine the options available and take advantage of the provisions of each.
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